Plaid Accounts are individual bank accounts that you have linked to Lunch Money via Plaid. You may link one bank but one bank might contain 4 accounts. Each of these accounts is a Plaid Account.
{"plaid_accounts": [{"id": 91,"date_linked": "2020-01-28T14:15:09.111Z","name": "401k","type": "brokerage","subtype": "401k","mask": "7468","institution_name": "Vanguard","status": "inactive","last_import": "2019-09-04T12:57:09.190Z","balance": "12345.6700","currency": "usd","balance_last_update": "2020-01-27T01:38:11.862Z","limit": null},{"id": 89,"date_linked": "2020-01-28T14:15:09.111Z","name": "Freedom","type": "credit","subtype": "credit card","mask": "1973","institution_name": "Chase","status": "active","last_import": "2019-09-04T12:57:03.250Z","balance": "0.0000","currency": "usd","balance_last_update": "2020-01-27T01:38:07.460Z","limit": 15000}]}